irement benefits can be a bit confusing, but don't worry! We're here to guide you through it with this simple breakdown. First, let's talk about the basic formula used to calculate your pension:

Pension = (Previous Salary × Contribution Years × Wage Growth Factor) ÷ Retirement Calculation Coefficient

😊Understanding each part of this formula is key. Your previous salary reflects what you earned before retiring, while contribution years are the total time you've been paying into the pension system. The wage growth factor accounts for inflation and economic changes over time. Lastly, the retirement calculation coefficient is a fixed number set by authorities.

🔍To make things easier, here’s a step-by-step approach:

1️⃣ Determine your average monthly salary from the last 5 years of work.

2️⃣ Multiply that by your total years of contributions.

3️⃣ Adjust it with the wage growth factor.

4️⃣ Divide the result by the specified coefficient.

💡Remember, local policies may vary slightly, so always check with your HR department or local社保 office for specific details.养老保险不仅是对未来的保障，更是对辛勤工作的肯定。💪💼

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